Cyber insurance: will it still pay out if your security controls have slipped?
Cyber insurance can be vital to small businesses. The Association of British Insurers reported that £197 million was paid out by participating insurers to help UK
Cyber insurance can be vital to small businesses. The Association of British Insurers reported that £197 million was paid out by participating insurers to help UK
Schools have always had to deal with cyber risk, but what is changing is how the attacks happen. For years, many people thought of school
The old stereotype of phishing is becoming less useful. A convincing cyber attack does not always arrive as a badly written email, a suspicious attachment
Most small businesses probably have antivirus, even if it’s just Windows Defender that comes preinstalled. Having antivirus is a good thing, but it can also
Why “the sender looked legitimate” is no longer enough Some phishing emails are easy to spot. The sender address looks wrong.The spelling is poor.The message
I was asked a good question recently: “If our IT and cyber security is strong, do we really need cyber insurance?” It’s a fair challenge
Hiscox don’t publish a neat checklist of cyber insurance requirements. There’s no single page that says: “You must have MFA, EDR, backups and patching or
Getting cyber insurance used to be straightforward. Fill in a form, answer a few questions, get a quote. That’s changed. Insurers like CFC are no
Most small businesses think they’re covered because Windows Defender is already installed and to be fair… it’s not bad. It catches obvious malware. It scores well
One in three small businesses suffered a successful cyber attack in 2025. Average breach costs have hit £200,000. And yet most small business owners still